If you are trying to find auto insurance for your vehicle, you are of course trying to find the one that you can get for cheapest. So the question really is who can give you the cheapest policy. But this is very tough to answer.
It differs depending on your situation. The cheapest insurance for a teenager driving an old truck is not the same one for the person driving a new SUV.
There are plenty of factors that decide how much your insurance will cost. The rates are different per company; they even differ in the discounts and bonuses that they offer. The insurance provider will look at the model of car you drive and whether it is new or second hand. They also look at its age, your age, your driving history, and many other things. So look at your own situation and research on insurance policies based on this.
There is no one answer to who will give the best deal to you. But there are things that you need to remember to help you get started.
The first thing you need to do is to find an agency. There are so many insurance companies around and their only concern is to get you as a client. If you have an insurance agent, this person will do the task of finding the best deals for you.
The agents work commission-based. Their payment comes from the insurance company so their services are mostly free. You might think that they will not try to give you a good deal and will instead give you the ones where they can score huge commissions but think about whether they will stay in business or not if this is how they operate.
The second thing you can do is to avoid taking the advice of your friends when deciding on an insurance company. You can heed their advice on which agency to get but not on which insurance provider. Your friends’ driving history and vehicle will differ from yours. You have differing ages and personal backgrounds so the best deals for you will be different.
Remember to always be a safe driver. It might seem like a silly thing to do but keep in mind that your rates are dependent on your driving history. Try to manage small problems on your own since the insurance company will also look at your claims history to determine your risk.