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Life Insurance Quotes online independent life insurance service. Our service provides life insurance shoppers with a easy and fast way to shop for and purchase life insurance 24-hours a day.

We work with the trust life insurance companies in the industry, and we offer you to do all of your comparison shopping conveniently on one place. We will then instantly provide you with up to five quotes on life insurance rates from different life insurance companies. Our quote selection process allows you to compare rates side-by-side at no cost or fees to you.

What is Life Insurance?

Life insurance is a guarantee of contract between you (policy holder) and an insurance company where the company agrees to pay a predetermined amount of money to their beneficiaries to the occurrence of events such as death or terminal illness.

Why You Need Life Insurance

Today, a life insurance policy is necessary if you do not want to burden their families with these important final expenses. if you haven’t insurance then your family well be face a great financial cost after your death. You need to analyze your particular situation and see which policy is best for you.

Permanent Life and Term Life Insurance

Life insurance policies can be divided down into two types:

Permanent Life Insurance / Whole Life Insurance

Permanent life insurance has a fixed premium rate for the entire period that has the insurance policy for as long as you live. This policy not only ensures that in case of his disappearance but has a fixed premium for as long as the policy. You can also create value over time. Permanent insurance is also known as whole life or universal life.

Term Life Insurance

Term life is purchased for a specific term or period of time. Usually, the insurance term is for 1 year, 5 years, 10 years, 20 years or 30 years. At the end of the term, the policy holder may have the option to renew the term of the insurance for a new term. However, insurance rates may change under the new term - and in general will rise.

How Much Coverage Do You Need?

This depends on you, your family situation, and how much you want to pay for a policy. In the first place you should think about how many people depend on you financially, what the state of your finances.

We want then our customers save money on life insurance. We create for you simple service to help you keep the process easy, fast, safe and free.